MNA PECSH-Represented Caregivers:
Health Benefit Plan Comparison
Sparrow MNA PPO plan overview |
Sparrow Health HSA plan overview |
Blue Cross Blue Shield (BCBS) plan overview |
|
---|---|---|---|
Monthly Premium (payroll deduction) | High | Low | High |
Annual Deductible | None | High | Lower |
Copays | Lower | None after deductible met | Lower |
Out-of-Pocket Maximum | Higher | Higher | Lower |
Network Coverage Area | Sparrow Network (with out-of-network coverage available at higher cost) | Sparrow Network (with out-of-network coverage available at higher cost) | Sparrow or BCBS Network |
Rx Coverage |
Prescriptions can be purchased at any Sparrow Pharmacy location |
Four-tier coverage after deductible with copay Prescriptions can be purchased at any CVS/Caremark network pharmacy, including Sparrow, with no difference in copays |
Prescriptions can be filled at any BCBS participating pharmacy |
Good for Caregivers Who… | Can utilize the Sparrow network |
Want to pay less for healthcare and who want to control how and where they spend their health care dollars Who want to save – tax-free – for future health care expenses |
Want a wider provider network (outside of the Sparrow Network) Who have out-of-state children eligible for coverage |
For Information Call:
Total Rewards Hotline
517-364-5333
© Copyright 2024 Sparrow Health System
This is a summary of the benefits provided by each insurance carrier and it is not intended to fully describe the details of each benefit plan. Should any questions arise, the contracts in effect will take precedence.